HSPLS site
Login
My List - 0
Help
Search
My Account
Databases
HI Newspaper
eBooks/Audiobooks
Learning
PC Reservation
Reading Program
Basic
Advanced
Power
History
Search:
Title Browse
Author Browse
Subject Browse
Best Seller Browse
Music Title Browse
Video/DVD Title Browse
Journal/Newspaper Title Browse
Serial Title Browse
Series Browse (includes Bestseller List)
General Keyword
Title Keyword
Author Keyword
Subject Keyword
Name Keyword
Series Keyword
Score Title Browse
Talking Book Title Browse
Awards Note Browse
Bib No.
Barcode
Refine Search
> You're searching:
HAWAII STATE PUBLIC LIBRARY SYSTEM
Item Information
Holdings
Summary
More Content
More by this author
Pfau, Wade Donald, 1977-
Subjects
Mortgage loans, Reverse.
Home equity conversion.
Older people -- Housing.
Retirement -- Planning.
Browse Catalog
by author:
Pfau, Wade Donald, 1977-
by title:
Reverse mortgages : ...
MARC Display
Reverse mortgages : how to use reverse mortgages to secure your retirement / Wade D. Pfau, Ph. D., CFA.
by
Pfau, Wade Donald, 1977-
Veinna, VA : Retirement Researcher, [2022]
Subjects
Mortgage loans, Reverse.
Home equity conversion.
Older people -- Housing.
Retirement -- Planning.
ISBN:
9781945640124 (paperback)
194564012X
Series:
Retirement Researcher's guide series.
Description:
x,129 pages : charts, graphs ; 23 cm
Edition:
3rd edition, Revised for 2022.
Contents:
Overview of retirement planning -- Key retirement planning principles -- The intuition for reverse mortgages -- Understanding your retirement income style -- Potential strategies for a HECM reverse mortgage -- Housing decisions in retirement -- Do retirees move? -- Characteristics of a good place to live in retirement -- Considerations for settling more permanently in a home -- Background and history of reverse mortgages -- How reverse mortgages can help a retirement plan -- Addressing the bad reputation of reverse mortgages -- A brief history of reverse mortgages in the United States -- How reverse mortgages work -- Eligibility requirements for a HECM borrower -- The initial principal limit : measuring available credit -- Upfront costs for opening a reverse mortgage -- Ongoing credit and costs -- Spending options for a variable-rate HECM -- Understanding HECM line of credit growth -- Why open a reverse mortgage before it is needed? -- Refinancing a reverse mortgage for better terms -- HECM calculator -- Repayment of the HECM balance -- Tax issues -- Traditional home equity line of credit vs. HECM -- Proprietary reverse mortgages -- Portfolio coordination strategies -- Foundational research on coordinated spending -- Bringing tenure payments to the forefront -- An updated test of portfolio coordination strategies -- Debt coordination for housing -- Carrying a mortgage into retirement -- HECM for purchase -- Funding efficiency improvements -- Building a social equity delay bridge with a HECM -- The HECM as a resource to manage taxes -- The tenure option as an annuity alternative -- Preserving credit as "insurance" -- Determining if a HECM reverse mortgage is right for you -- Reverse mortgage risks -- Finding a high-quality reverse mortgage lender -- Final thoughts on reverse mortgages -- Opportunities for further engagement -- Further reading -- The retirement researcher's guide series
Requests:
0
Summary:
"Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like "last resort," "out of money," and "bad choice." In 2014, intrigued by the seemingly universal bad rap reverse mortgages had cultivated, Dr. Wade Pfau began researching them in depth. Over the course of the next year, he came to the conclusion that reverse mortgages aren't inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. In fact, Dr. Pfau realized that reverse mortgages--when used correctly--can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset"--Amazon.com
Copy/Holding information
Location
Collection
Call No.
Status
Due Date
Hawaii Kai Public Library
Adult Nonfiction
332.722 Pf
Checked out
06/24/2024
Add Copy to MyList
Mililani Public Library
Adult Nonfiction
332.722 Pf
Checked In
Add Copy to MyList
Horizon Information Portal 3.25_9884
© 2001-2013
SirsiDynix
All rights reserved.